Start with your plans
We ask what you are buying or selling, when it is needed and what matters to your business.
About Capra Finance
Helping businesses invest and suppliers sell, with clear options and support from start to finish.
Capra was founded to give businesses and suppliers honest answers, expert structuring and committed support from first conversation to completion.
How we support your business
Understand the agreement
We explain the available routes, payment structure and requirements so you can decide whether to proceed.
Ongoing support
Your contact stays involved, follows up with the lender and keeps you informed about documents, delivery and payment.
Meet your contact
Speak to Rob Johnston about business funding and equipment finance.
Rob Johnston
Director
Rob brings experience across vehicle leasing and commercial finance. He helps businesses explore funding options for their next purchase or investment.
More about Rob
Rob brings a career spanning premium automotive sales, vehicle leasing leadership and commercial finance. He progressed through two leading automotive and vehicle-leasing businesses before moving into tailored commercial funding with a leading lender.
His approach is built around strong relationships, straight answers and finding a structure that works in the real world.
Our values
CAPRA isn’t just a name. It is the standard we use to make decisions, structure finance and look after every relationship. Hover, focus or tap a value to read more.
- Conviction
- We back our clients when others won’t.
- Ambition
- We think bigger than the deal in front of us.
- Partnership
- Built on trust, not transactions.
- Rigour
- Work is done properly, every time, without shortcuts.
- Advocacy
- We fight for the best outcome for our clients, always.
Why Capra?
Clear answers on what makes our approach different and what that means when you need finance to move at the pace of your business.
Why choose Capra instead of approaching one lender?
One lender can only offer its own products and work within its own appetite. Capra starts with what your business is trying to achieve, then considers the suitable routes available through our lender relationships. We shape the finance around what your business needs.
What makes Capra different from a typical finance broker?
A named contact who understands your business and stays involved. Our team explains the options, follows up with the lender and keeps you informed about the next step through to completion.
How quickly will Capra give me an answer?
We move as quickly as the case allows. Straightforward enquiries can be assessed promptly; more complex requests get a proper review rather than a rushed response. Either way, we communicate clearly so you always know the next step.
Will Capra look at a deal if another lender has said no?
Often, yes. A decline can reflect one lender’s policy rather than the strength of the business. We look at the wider context, understand the reason and decide whether a different structure or lender could be a better fit. We will never promise approval, but we will give you an honest view.
How does Capra help equipment suppliers and dealers?
We make finance useful within the sales process: clear quotations, responsive support, practical structures and direct help on live opportunities. The aim is to help suppliers overcome budget objections while protecting the relationship they have built with their customer.
Is Capra interested in the relationship after a deal completes?
Absolutely. We want to understand how your business invests, sells and grows so each future finance conversation becomes easier. That could mean equipment today, vehicles or working capital later, with clear explanations of your options along the way.
Speak with our team
Whether you’re buying equipment or helping customers buy yours, speak with the team about what you want to achieve.