Sector-specific business finance

Equipment finance by sector

The equipment, supplier information and finance structure can differ by industry. Start with the sector closest to your purchase for practical guidance on what can be funded and what lenders normally assess.

Find the right starting point

Finance shaped around the equipment you need

Capra Finance helps UK businesses fund new, used and refurbished equipment. These sector pages explain the assets commonly financed, the information to gather from your supplier and the routes that may be available, subject to lender assessment.

Explore by industry

Equipment finance guides by sector

Choose the closest match to the equipment your business is buying.

Chef working in a fitted commercial kitchen

Catering and restaurants

Commercial kitchen finance

Fund ovens, refrigeration, extraction, warewashing, counters and complete kitchen fit-outs through one clearly itemised equipment schedule.

  • Replacement equipment and new sites
  • Complete kitchen packages
  • Installation and delivery considered
Explore commercial kitchen finance
Commercial van parked outside a business

Transport and business vehicles

Commercial vehicle finance

Explore finance for vans, trucks, HGVs, trailers and specialist conversions, structured around how the vehicle will be used and replaced.

  • New and used commercial vehicles
  • Single vehicles and growing fleets
  • Hire purchase, lease and contract hire
Explore commercial vehicle finance
Vehicle technician working with professional garage equipment

Garages, MOT centres and workshops

Garage equipment finance

Fund vehicle lifts, MOT bays, diagnostics, tyre equipment and itemised workshop upgrades through a suitable business finance route.

  • Replacement equipment and new sites
  • Complete workshop packages
  • New, used and refurbished assets
Explore garage equipment finance

More equipment types

Other sectors we can support

Not every equipment category needs its own page. We can also discuss printing and embroidery systems, security equipment, gym equipment, IT, audiovisual installations and other durable business assets.

Modern automated production equipment in a manufacturing facility

Choose the structure

Ways to finance business equipment

Your sector helps explain the asset. The right finance route depends on ownership, cash flow, VAT treatment and how long you expect to use it.

Practical guidance

Plan the purchase before you apply

Tell us what equipment you need

You do not need to choose a finance product first. Share the supplier quote and how the equipment will be used, and we can talk through the available routes.